For us millennials, managing our finance can get a little bit stressful. Good thing it's not yet too late to start thinking about the future and start saving. There are already a multitude of financial apps out there; all we have to do is find the right one for our lifestyle.
Choose among these 7 money-saving apps which will not only help you save money for the rainy days but can also easily track your expenses so you won't go over your budget.
1. Spending Tracker
Spending Tracker has a simple user interface which makes it easy to work around with — you just enter your income and every expense you have and you're done. Enter the date of purchase, amount and category to input the data for expenses. If you want an overview of where your money goes, just rotate your device and it will show you a pie chart.
Available: iOS | Android
Price: Free
2. Pocket Expense Personal Finance
The app focuses on tracking your spending which is why it gives you an overview of all your expenses before creating your budget you can work around. Unlike other apps, Pocket Expense does not sync with your bank accounts. However, you can manually add additional accounts which is good for people with multiple savings or checking account.
Available: iOS | Android
Price: Free
3. Wally
It is an expense tracking app which shows you a complete picture of your expenses. You can view how much you've been spending on a daily, weekly or monthly basis. Plus points on the app since you can scan your receipt which would lessen the inconvenience of typing in the app.
Available: iOS | Android
Price: Free
4. Money Monitor
It is meant for those who want a personal finance manager but can't afford one. The app helps you track your bills and set reminders to pay them. Moreover, you can set up auto pay and it also lets you add notes for each payment you've already made.
Available: iOS
Price: $1.99
5. Mint
From bank accounts to credit cards, Mint is the most widely used finance app. It automatically tracks your spending, categorizes it and since it pulls everything in one place, it lets you know when you're close to approaching your limit.
Available: iOS | Android
Price: Free
6. You Need A Budget (YNAB)
Before you can use the YNAB app, you should already be using its desktop application. With this, you can sync all your transactions to your smartphone so you can have an overview of your finance. Before purchasing anything, you can double check your budget on the app to help you make wiser decisions.
Available: iOS | Android
Price: Free
7. Expense Manager
Expense Manager has the ability to let you know if you are on track with your budget as it is very detailed, perfect for personal and business expenses. When you open the app and look at the menu, you'll see a lot of features — different kinds of calculator, reminders, notes — considering it's a free app.
